
Open Enrollment
Every year plan details, premiums and co-payments change even if you stay enrolled in the same plan. The Open Enrollment period gives you the chance to review your current plan and decide to stay in the plan or switch. Don't get stuck paying more for the same coverage

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Medicare Supplements & Advantage Plans
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs
Medicare Advantage Plans, sometimes called "Part C" are an “all in one” alternative to Original Medicare. They are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. These plans include Medicare Part A and Medicare Part B and usually Medicare drug coverage (Part D)