Client Concierge

Instead of calling the insurance company, your employees call us directly for help with:

• Coverage issues

• Finding in-network doctors

• Billing questions

That means no long waits, no confusing answers—and all at no additional cost.

The HIP Group specializes in helping businesses with under 50 employees find the right coverage at the right price. Delivering responsive, reliable service is one of our core values, because we know how important the member experience is to you and your team.

Insurance Products We Offer

Employer Group Medical/Dental/Vision

Long Term Care & Life Insurance

Individual/ Family Medical/Dental/Vision

Short & Long Term Disability

Medicare Supplements/Advantage Plans/PDPs/Hearing/Dental/Vision

Travel Insurance (Travel Quote)

Other Services We Offer

Cobra
The federally mandated COBRA law is one many employers still do not fully understand what it means or what it required them to do. Our HIP team will minimize liability associated with and time spent administering COBRA

Health Reimbursement Arrangements (HRA)
HRA's are a major part of the growing trend toward greater consumer healthcare responsibility. An HRA is an employer-funded medical reimbursement plan.

Flexible Spending Accounts (FSA)
FSA's are employer-sponsored benefit plans that allow employees to deduct money from their pay on a pre-tax basis. By offering an FSA the employer saves payroll taxes and the employee saves on FICA, Federal, and State taxes.

Health Savings Account (HSA)
An HSA is a fully-featured spending and savings account with limited cash requirements and automatic roll-overs and market-driven mutual fund investment elections.